RBC Avion Visa Infinite
Churning cardWhat the roles mean
- A travel-points welcome offer: up to 70,000 Avion points, with transfers 1:1 to British Airways Avios and Cathay Asia Miles
Up to 70,000 Avion points — "up to $1,500 in value."
Ends November 25, 2026.
Checked on RBC's own page October 21, 2026. See RBC's page
What it earns in a year
30,600 points a year
Worth about $186 after the $120 fee at the simplest redemption, up to $492 at the best.
Based on $30,000 a year of spending ($9,600 groceries, $3,000 gas, $3,000 dining…). Welcome offer not included.
Try it with your own spending →
- Travel: 1.25× points.
- Everything else: 1× points.
Highlighted = use this card here.
Using your points
On the spending above, 30,600 points a year: worth $306 the easy way, $612 the best way.
- Easy way (1¢): RBC's own travel booking: 100 points = $1, always
- Best way (2¢): Short flights with British Airways Avios, or RBC's flight chart with a fare near the top of its price band
How to apply for the RBC Avion Visa Infinite
Check first
- Welcome offer not for switches: you can't get it by switching an existing RBC personal credit card to this one
- Check you qualify Income: $60,000 personal or $100,000 household. You need to live in Canada and be the age of majority in your province.
- Have this ready Your address and how long you've lived there, your employer and yearly income, and your monthly rent or mortgage. Your SIN is optional for a credit card; you can leave it blank.
- Expect a credit check Applying adds a hard inquiry to your credit report, which lowers your score a little for a few months. Space applications about 90 days apart.
- Apply on RBC's own site Apply online from the bank's product page, where the offer above is shown. This isn't an affiliate link: we earn nothing if you apply.Apply on RBC's site →
- After you're approved Put the spending needed for the welcome offer on the card before the deadline, and pay the full balance every month.
How to use it
- Welcome offer: spend $5,000 in the first 6 months. Apply by November 25, 2026
- Travel: flights, hotels and trips you book (1.25 points per $1)
- Everything else: use a cash-back card. This one pays 1 point per $1
- Redeeming: transfer to Avios or Asia Miles, or use RBC's fixed flight chart. Booking through Avion travel gets only 1¢ a point
- Keep it a year: 15,000 of the points arrive on the first anniversary
- Example: $1,600/month of household spending = 19,200 points a year: $192 through Avion travel, about $384 transferred to an airline (our estimate at ~2¢ a point)
Key facts
- Annual fee
- $120
- Purchase interest
- 20.99%
- Foreign currency fee
- 2.5%
- Min. personal income
- $60,000
- Min. household income
- $100,000
- Rewards
- RBC AvionSee every RBC Avion card
Annual fee waiver
- None
From rbcroyalbank.com product page, checked October 17, 2026. Not an affiliate link.
More RBC cards
RBC Avion Visa Platinum$120 fee
RBC Avion Visa Infinite Privilege$399 fee
RBC ION VisaNo annual fee
WestJet RBC Mastercard$39 fee
RBC ION+ Visa$48 fee
WestJet RBC World Elite Mastercard$139 fee
RBC Cash Back MastercardNo annual fee
RBC Cash Back Preferred World Elite$120 fee
RBC British Airways Visa Infinite$165 fee
Neo World Elite Mastercard
- This card: dining & restaurants, travel, transit, drugstore / pharmacy, entertainment, everything else
- Neo World Elite Mastercard: groceries, gas / ev, bills & subscriptions
- Together: $589 a year after both fees, vs $186 with this card alone
If your stores take Amex: Scotiabank Gold Amex for groceries, gas / ev, dining & restaurants, transit, entertainment makes it $774 a year. Costco and Loblaw-banner grocers don't take Amex.
Computed on our standard household ($30,000 a year): each kind of spending goes to whichever card pays more, both fees taken off. Partners are everyday, category and churning cards on Visa or Mastercard. Points at their simplest redemption. Welcome offers not included.
Pros
- Up to 70,000 points: 35,000 on approval, 20,000 after $5,000 in 6 months, 15,000 on the anniversary
- RBC values the offer at up to $1,500 in travel
- Transfers 1:1 to British Airways Avios and Cathay Asia Miles
- Points never expire while the account is open
- Unlimited travel medical with no need to charge the trip, plus $1,500 phone insurance
Cons
- $120 a year, charged in year one too
- 1 point per $1 on everyday spending; only travel gets 1.25
- 1¢ a point unless you transfer to an airline or use the flight chart
- No airport lounge access
- 2.5% on foreign-currency purchases
- Needs $60,000 personal or $100,000 household income
- No welcome offer if you switch in from another RBC personal card
Insurance included
- Travel medical: unlimited, first 15 days of a trip under 65 (3 days at 65+)
- Trip cancellation: $1,500 per person
- Trip interruption: $5,000 per person
- Flight delay: $500 per delay, after 4 hours
- Delayed bags: $500 per person
- Travel accident: $500,000
- Hotel burglary: $2,500
- Rental car damage: up to 48 days, cars up to $65,000
- Phone: $1,500, for 2 years after purchase
- Purchases: 90 days of theft/damage cover, warranty doubled up to +1 year
Maximums as RBC lists them. Conditions apply; the insurance certificate decides claims.
Perks
- Avion Elite: airline transfers and the fixed flight chart
- Book any flight: 500+ airlines, no blackouts, with points
- Hertz: rental discounts
- DoorDash: DashPass offer
- Visa Infinite: concierge, hotel perks, dining events
Other cards for travel
Back a year on $2,400 of travel, caps included. Points at best-case value. Before annual fees.
| Card | Earns on travel | Back a year | Annual fee | Terms checked |
|---|---|---|---|---|
| Marriott Bonvoy American Express | 5× points≈ 7.0% in value | $168 | $120 | October 21, 2026 |
| CIBC Aventura Visa Infinite Privilege | 3× points≈ 6.0% in value | $144 | $499 | October 21, 2026 |
| Amex Aeroplan Reserve | 3× points≈ 6.0% in value | $144 | $599 | October 21, 2026 |
| Scotiabank Scene+ Visa | 4× points | $96 | $0 | November 2, 2026 |
| Scotiabank Amex | 4× points | $96 | $0 | November 2, 2026 |
| Amex Aeroplan | 2× points≈ 4.0% in value | $96 | $120 | October 21, 2026 |
| RBC Avion Visa Infinite | 1.25× points≈ 2.5% in value | $60 | $120 | October 21, 2026 |
How the offer has changed
One row per check of RBC's page, newest first. Old rows are never edited.
| Checked | Welcome offer | Fee, year one | Ends |
|---|---|---|---|
| October 21, 2026 | Up to 70,000 Avion points ("a travel value of up to $1,500"): 35,000 on approval + 20,000 after $5,000 in 6 months + 15,000 one-time anniversary. Apply Aug 13 – Nov 25, 2026Unchanged since October 17, 2026: same tiers, $5,000 in 6 months, Aug 13 – Nov 25, 2026 window; fee $120/$50, 20.99%/22.99%, income $60,000 personal / $100,000 household | $120, not rebated yr 1 (+ $50 additional card) | November 25, 2026 |
| October 17, 2026 | Up to 70,000 Avion points ("a travel value of up to $1,500"): 35,000 on approval + 20,000 after $5,000 in 6 months + 15,000 one-time anniversary. Apply Aug 13 – Nov 25, 2026Same offer as June 15, 2026; window now Aug 13 – Nov 25, 2026 (was through Jul 15). Existing RBC personal cardholders switching in are excluded | $120, not rebated yr 1 (+ $50 additional card) | November 25, 2026 |
General information, not financial advice. Offers change; confirm on RBC's page before you apply.